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	<title>Efficient Growth &#187; Retirement</title>
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	<link>http://www.efficientgrowth.com</link>
	<description>Mutual Fund, Forex Trading, Day Trading, Investing, Stock Trading, Commodities, IRA 401K.</description>
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		<title>Planning Retirement Courses Making the Most of Retirement &#8211; Retirement</title>
		<link>http://www.efficientgrowth.com/planning-retirement-courses-making-the-most-of-retirement-retirement.php</link>
		<comments>http://www.efficientgrowth.com/planning-retirement-courses-making-the-most-of-retirement-retirement.php#comments</comments>
		<pubDate>Thu, 29 Jul 2010 02:10:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Courses]]></category>
		<category><![CDATA[Making]]></category>
		<category><![CDATA[Most]]></category>
		<category><![CDATA[Planning]]></category>

		<guid isPermaLink="false">http://www.efficientgrowth.com/planning-retirement-courses-making-the-most-of-retirement-retirement.php</guid>
		<description><![CDATA[
Retirement is one of the most significant changes that any of us will ever experience. 
&#13;
Everyone approaches retirement differently and with a mix of emotions, some of us can’t wait and others of us will be worried or even fearful. 
&#13;
Planning for retirement courses are more important today than they have ever been. We are [...]]]></description>
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		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Top 3 Retirement Planning Questions &#8211; Retirement</title>
		<link>http://www.efficientgrowth.com/top-3-retirement-planning-questions-retirement.php</link>
		<comments>http://www.efficientgrowth.com/top-3-retirement-planning-questions-retirement.php#comments</comments>
		<pubDate>Wed, 14 Jul 2010 10:01:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Questions]]></category>

		<guid isPermaLink="false">http://www.efficientgrowth.com/top-3-retirement-planning-questions-retirement.php</guid>
		<description><![CDATA[
There are three fundamental retirement planning questions, that are universal to everyone, no matter their age, income, or wealth. More than investments, asset allocation, or tax strategy, people want to know the answer to the following three questions:
When can I retire?How much savings do I need for retirement?How much can I spend in retirement?
&#13;
The most [...]]]></description>
		<wfw:commentRss>http://www.efficientgrowth.com/top-3-retirement-planning-questions-retirement.php/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Think Big in 2008 ? Make Retirement your Top New Year&#8217;s Resolution &#8211; Retirement</title>
		<link>http://www.efficientgrowth.com/think-big-in-2008-make-retirement-your-top-new-years-resolution-retirement.php</link>
		<comments>http://www.efficientgrowth.com/think-big-in-2008-make-retirement-your-top-new-years-resolution-retirement.php#comments</comments>
		<pubDate>Thu, 08 Jul 2010 01:46:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[2008]]></category>
		<category><![CDATA[Resolution]]></category>
		<category><![CDATA[Think]]></category>
		<category><![CDATA[Year's]]></category>

		<guid isPermaLink="false">http://www.efficientgrowth.com/think-big-in-2008-make-retirement-your-top-new-years-resolution-retirement.php</guid>
		<description><![CDATA[
This new year, think big, make your top new year&#8217;s resolution retirement. Conventional wisdom says to create small, manageable new years resolutions, that are easy to accomplish. Lose ten pounds, join a gym, get better organized, all are typical new year&#8217;s resolutions. And saving more money for retirement, increasing your 401k contributions, reducing your debt, [...]]]></description>
		<wfw:commentRss>http://www.efficientgrowth.com/think-big-in-2008-make-retirement-your-top-new-years-resolution-retirement.php/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Planning: Plan your Retirement for Income Through Mutual Fund Investment &#8211; Retirement</title>
		<link>http://www.efficientgrowth.com/retirement-planning-plan-your-retirement-for-income-through-mutual-fund-investment-retirement.php</link>
		<comments>http://www.efficientgrowth.com/retirement-planning-plan-your-retirement-for-income-through-mutual-fund-investment-retirement.php#comments</comments>
		<pubDate>Sun, 27 Jun 2010 09:49:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Active Life]]></category>
		<category><![CDATA[Contrary]]></category>
		<category><![CDATA[Dear Friend]]></category>
		<category><![CDATA[Developed Nations]]></category>
		<category><![CDATA[Enough Money]]></category>
		<category><![CDATA[Financial Independence]]></category>
		<category><![CDATA[Fixed Deposits]]></category>
		<category><![CDATA[Fund]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Investment Retirement]]></category>
		<category><![CDATA[Longevity]]></category>
		<category><![CDATA[Mutual]]></category>
		<category><![CDATA[Mutual Fund Investment]]></category>
		<category><![CDATA[Plan]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Planning Retirement]]></category>
		<category><![CDATA[Retirement Fund]]></category>
		<category><![CDATA[Retirement Income]]></category>
		<category><![CDATA[Retirement Investment]]></category>
		<category><![CDATA[Retirement Life]]></category>
		<category><![CDATA[Retirement Plan]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Through]]></category>
		<category><![CDATA[Working Person]]></category>

		<guid isPermaLink="false">http://www.efficientgrowth.com/retirement-planning-plan-your-retirement-for-income-through-mutual-fund-investment-retirement.php</guid>
		<description><![CDATA[
Most of the people I have met have not planned for their retirement as they say ‘future is unpredictable and we need to live in present’ but my dear friend’s future is the outcome of present, our present will decide our future. When we think of retirement we generally think of old age, a period [...]]]></description>
		<wfw:commentRss>http://www.efficientgrowth.com/retirement-planning-plan-your-retirement-for-income-through-mutual-fund-investment-retirement.php/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Can You Afford to Retire When You Reach Retirement Age? &#8211; Retirement</title>
		<link>http://www.efficientgrowth.com/can-you-afford-to-retire-when-you-reach-retirement-age-retirement.php</link>
		<comments>http://www.efficientgrowth.com/can-you-afford-to-retire-when-you-reach-retirement-age-retirement.php#comments</comments>
		<pubDate>Sat, 26 Jun 2010 09:07:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Afford]]></category>
		<category><![CDATA[Reach]]></category>
		<category><![CDATA[Retire]]></category>

		<guid isPermaLink="false">http://www.efficientgrowth.com/can-you-afford-to-retire-when-you-reach-retirement-age-retirement.php</guid>
		<description><![CDATA[
Many people, after having invested much of their money into a safe 401k fund, are ready to begin their retire with no money problems. But how many of them have actually taken the time to take a pen and calculator and begin to compute exactly how much of their monthly expenses that their 401k will [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Basic Retirement Calculator &#8211; Retirement</title>
		<link>http://www.efficientgrowth.com/basic-retirement-calculator-retirement.php</link>
		<comments>http://www.efficientgrowth.com/basic-retirement-calculator-retirement.php#comments</comments>
		<pubDate>Fri, 11 Jun 2010 10:07:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Basic]]></category>
		<category><![CDATA[Calculator]]></category>

		<guid isPermaLink="false">http://www.efficientgrowth.com/basic-retirement-calculator-retirement.php</guid>
		<description><![CDATA[
You are middle aged, and retirement seems far away for the moment, but in this current economical crisis, will there be a future for your retirement?  This and other concerns are starting to settle in the minds of middle-aged Americans today.  With Social Security in the balance, banks being closed, and people losing their 401K [...]]]></description>
		<wfw:commentRss>http://www.efficientgrowth.com/basic-retirement-calculator-retirement.php/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>A Case for ?Third Schedule? Retirement Pension Funds in Sierra Leone &#8211; Retirement</title>
		<link>http://www.efficientgrowth.com/a-case-for-third-schedule-retirement-pension-funds-in-sierra-leone-retirement.php</link>
		<comments>http://www.efficientgrowth.com/a-case-for-third-schedule-retirement-pension-funds-in-sierra-leone-retirement.php#comments</comments>
		<pubDate>Fri, 11 Jun 2010 07:14:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Act 2001]]></category>
		<category><![CDATA[Book Report]]></category>
		<category><![CDATA[Case]]></category>
		<category><![CDATA[Cia World Fact]]></category>
		<category><![CDATA[Cia World Fact Book]]></category>
		<category><![CDATA[Comparative Analysis]]></category>
		<category><![CDATA[Evaluation Report]]></category>
		<category><![CDATA[Financial Accounts]]></category>
		<category><![CDATA[Funds]]></category>
		<category><![CDATA[Infant Mortality Rate]]></category>
		<category><![CDATA[Leone]]></category>
		<category><![CDATA[Live Births]]></category>
		<category><![CDATA[Nepotism]]></category>
		<category><![CDATA[Operational Performance]]></category>
		<category><![CDATA[Pension]]></category>
		<category><![CDATA[Political Interference]]></category>
		<category><![CDATA[Retirement Pension]]></category>
		<category><![CDATA[Retirement System]]></category>
		<category><![CDATA[Schedule]]></category>
		<category><![CDATA[Security Retirement Benefits]]></category>
		<category><![CDATA[Sierra]]></category>
		<category><![CDATA[Sierra Leone]]></category>
		<category><![CDATA[Social Security Retirement]]></category>
		<category><![CDATA[State Monopoly]]></category>
		<category><![CDATA[Third]]></category>
		<category><![CDATA[Virtual State]]></category>
		<category><![CDATA[World Fact Book]]></category>

		<guid isPermaLink="false">http://www.efficientgrowth.com/a-case-for-third-schedule-retirement-pension-funds-in-sierra-leone-retirement.php</guid>
		<description><![CDATA[
 OVERVIEW:
 
The NASSIT Act, 2001 established a virtual state-monopoly in the NASSIT for the management and investment of pension funds in Sierra Leone. However, as is generally the case with monopolies and especially quasi governmental monopolies in Sierra Leone, we must continue to be vigilant and guard against inefficiencies in management and oversight, politically-driven investments, political [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can You Retire Before You Die? &#8211; Retirement</title>
		<link>http://www.efficientgrowth.com/can-you-retire-before-you-die-retirement.php</link>
		<comments>http://www.efficientgrowth.com/can-you-retire-before-you-die-retirement.php#comments</comments>
		<pubDate>Mon, 07 Jun 2010 04:50:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Before]]></category>
		<category><![CDATA[Retire]]></category>

		<guid isPermaLink="false">http://www.efficientgrowth.com/can-you-retire-before-you-die-retirement.php</guid>
		<description><![CDATA[
Most of us are familiar with these statistics&#8230; 
Out of 100 people who starts working at the age of 25, by the age 65:
* 1% are wealthy
* 4% have adequate capital stowed away for retirement
* 3% are still working
* 63% are dependant on Social Security, friends, relatives or charity.
* 29% are dead.
More Statistics on &#8220;The [...]]]></description>
		<wfw:commentRss>http://www.efficientgrowth.com/can-you-retire-before-you-die-retirement.php/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Jumpstart Your Retirement Benefits Application &#8211; Retirement</title>
		<link>http://www.efficientgrowth.com/jumpstart-your-retirement-benefits-application-retirement.php</link>
		<comments>http://www.efficientgrowth.com/jumpstart-your-retirement-benefits-application-retirement.php#comments</comments>
		<pubDate>Sat, 05 Jun 2010 12:31:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Application]]></category>
		<category><![CDATA[Benefit Payments]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Countries]]></category>
		<category><![CDATA[Employment Benefits]]></category>
		<category><![CDATA[Financial Security]]></category>
		<category><![CDATA[Formal Contract]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[Jumpstart]]></category>
		<category><![CDATA[Mail]]></category>
		<category><![CDATA[Payroll Taxes]]></category>
		<category><![CDATA[Retirement Benefit]]></category>
		<category><![CDATA[Retirement Decisions]]></category>
		<category><![CDATA[Retirement Plan]]></category>
		<category><![CDATA[Retirement Plans]]></category>
		<category><![CDATA[Security Retirement Benefits]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Social Security Act]]></category>
		<category><![CDATA[Social Security Administration]]></category>
		<category><![CDATA[Social Security Office]]></category>
		<category><![CDATA[Social Security Retirement]]></category>
		<category><![CDATA[Social Security System]]></category>
		<category><![CDATA[System 13]]></category>

		<guid isPermaLink="false">http://www.efficientgrowth.com/jumpstart-your-retirement-benefits-application-retirement.php</guid>
		<description><![CDATA[
Many countries offer state-sponsored retirement benefits, besides those provided by the employers, which are funded by payroll or taxes. In the United States, this is one role of the Social Security Administration or SSA. 
&#13;
One of the most important retirement decisions facing Americans is, “When should I get my Social Security retirement benefits?”
&#13;
There will come [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Early Retirement A Fantasy? &#8211; Retirement</title>
		<link>http://www.efficientgrowth.com/is-early-retirement-a-fantasy-retirement.php</link>
		<comments>http://www.efficientgrowth.com/is-early-retirement-a-fantasy-retirement.php#comments</comments>
		<pubDate>Sat, 05 Jun 2010 12:31:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Certain Age]]></category>
		<category><![CDATA[Colleagues]]></category>
		<category><![CDATA[Different Ways]]></category>
		<category><![CDATA[Dread]]></category>
		<category><![CDATA[Early]]></category>
		<category><![CDATA[Early Retirement]]></category>
		<category><![CDATA[Employment Income]]></category>
		<category><![CDATA[Fantasy]]></category>
		<category><![CDATA[Foresight]]></category>
		<category><![CDATA[Fraternizing]]></category>
		<category><![CDATA[Good Chance]]></category>
		<category><![CDATA[Inheritance]]></category>
		<category><![CDATA[Insurance Payout]]></category>
		<category><![CDATA[Investing For Retirement]]></category>
		<category><![CDATA[Life Stage]]></category>
		<category><![CDATA[Mandatory Requirement]]></category>
		<category><![CDATA[Paycheck]]></category>
		<category><![CDATA[Previous Life]]></category>
		<category><![CDATA[Saving For Retirement]]></category>
		<category><![CDATA[Sheer Luck]]></category>
		<category><![CDATA[Types Of Food]]></category>
		<category><![CDATA[Working Conditions]]></category>

		<guid isPermaLink="false">http://www.efficientgrowth.com/is-early-retirement-a-fantasy-retirement.php</guid>
		<description><![CDATA[
When life or working conditions become difficult, many people fantasize about early retirement as a form of escape. Early retirement can be a reality if you have taken steps early enough to prepare for this. If you have the foresight and the discipline to set aside savings from your employment income and invested them wisely, [...]]]></description>
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		<slash:comments>0</slash:comments>
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